Inaccurate & Misleading Personal Data Information

While the personal information data reporting on your credit reports, such as your name, address, etc., may not affect your credit score as you may know it, but it can still hurt you. It’s because individuals with certain patterns of data on their credit reports are grouped together by the credit bureaus and placed on what are called score cards. These score cards will determine how much weight is placed on the other aspects of your overall credit scores.

For example, if you have 10 or more addresses reporting on your credit report, then you will be placed on a score card with others showing a similar pattern of multiple addresses on their credit reports. Your group’s score card may weigh more heavily on late payments, collections, and so forth. Thus your credit score will be calculated more harshly than someone with only 1 or 2 addresses on their reports. This is why repairing inaccuracies to your personal information is just as important as repairing any other inaccuracy that’s on your credit report. The personal data items we’ll assist you with correcting are:

  • Full Name
  • Social Security Numbers
  • Home Addresses
  • Telephone Numbers
  • Employers


Misleading & Unverifiable Public Record Information

Prosperous Credit Solutions won’t be afraid to challenge the information reporting on your credit report. There are laws in place to support you and your suspicions. If you have any doubt that any of these items or the information reporting about these items are 100% correct, then you have the right to a challenge and our company is qualified and knowledgeable in this area to help you with getting them entirely removed!


Inaccurate & Unverifiable Credit Account Information

Did you know that there are more than 20 parts of an account that all must be reporting 100% complete, accurate, and verifiable? If any of these 20 parts are inaccurate, unverifiable, misleading, obsolete, or even questionable, then you have the right to dispute the account.

Prosperous Credit Solutions will perform a completely thorough audit of your credit profiles, examining all 20 parts of each credit account that’s reporting on your credit reports. We’ll review all this information and customize a detailed plan of attack based on our findings. We then consult this information with you.

The following includes the types of accounts that we can help you to repair:

  • Credit Card Accounts
  • Retail Store Accounts
  • Personal Loans
  • Payday Loans
  • Student Loans
  • Repossessions
  • Utility Accounts
  • Medical Bills

Contact Us

Get Improved Credit with proven RESULTS.

Contact the Prosperous Credit team today and begin your journey into Financial Freedom.